Life etc

Debt is one thing I hate. It stresses me out. I feel like I am chained in
the neck every time I think of it. A friend told me that debt is something
that seeps into most people’s lives without them knowing it. I am living
with quite a huge debt now, and I want to get out of the pit and never ever
return. My family’s financial status right now is a bit shaky and this has
forced me into thinking a lot lately. I want to live simply and spend less.

It’s time. My spending on clothes has to stop. My list of toiletries and beauty products (ie,
pampaganda, pampakinis, pampabata hehe) needs to be shortened. I don’t need
to purchase magazines for there is limited internet access at work where I
can steal (hush hush) an hour or so to visit my favorite sites. My spending
on takeout/delivery food has to limit significantly. Dining out with friends should happen once a month.

Now that I am a parent, my friends just have to visit me at home. I’m
sure they would understand. I could prepare food for them (or they can bring
something for me and for Vien hehe). I would just have to explain to my
friends (without going into detail) that our budget is smaller and our
lifestyle changing. It is better to focus on quality time together and not
on spending money lavishly. That’s one thing I learned with having Vien. My
priorities are changing. My attitude is shifting. These changes are actually
overwhelming. It takes a humble self and an open mind to accept these
things. I’ve been pondering, learning about, and slowly advancing toward an
intimate but simple life.

I need to actually plan what I’m going to do on a daily basis. I have to
learn and study the appropriate budgeting scheme for my family. No more
self-centered living. Time to grow up in a new and better way.